ZIP Code 85931 — Forest Lakes CDP, AZ Demographics & Data

ZIP code 85931 covers Forest Lakes, AZ in Coconino County with a population of about 225.

At a glance, the area shows median age of 61.7 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Forest Lakes, AZ fits a retirement-oriented profile (high share of residents 65+ (48.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85931 is about $85,242 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 52.4% of adults with a bachelor’s degree or higher (about 18.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Transportation; about 51.9% of workers reporting work-from-home (about 36.7 points above the U.S. share (15.2%)); a mean commute of about 25.0 minutes (U.S. average near 26.8).

Median home value is about $412,500 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.2% (about 25.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85931 in Forest Lakes, AZ, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,650. That is about 34% above the local median household income ($85,242), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Forest Lakes CDP, AZ as Relatively Moderate (composite score 94.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.4) and flood (96.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Forest Lakes CDP, AZ show little to no average snow and around 20.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 85931 (Forest Lakes CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.