ZIP Code 85554 — Young CDP, AZ Demographics & Data

ZIP code 85554 covers Young, AZ in Gila County with a population of about 361.

At a glance, the area shows median age of 60.5 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Young, AZ fits a retirement-oriented profile (high share of residents 65+ (39.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85554 is about $31,324 — about 58% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.4%; unemployment rate near 6.7%; 44.6% of adults with a bachelor’s degree or higher (about 10.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Public administration, and Education; about 37.1% of workers reporting work-from-home (about 21.9 points above the U.S. share (15.2%)); a mean commute of about 61.0 minutes (U.S. average near 26.8).

Median home value is about $279,900 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.9% (about 19.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85554 in Young, AZ, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,798. That is about 146% above the local median household income ($31,324), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Young CDP, AZ as Relatively Moderate (composite score 90.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.1) and flood (93.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Young CDP, AZ show little to no average snow and around 20.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 85554 (Young CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.