ZIP Code 96780 — Laupahoehoe CDP, HI Demographics & Data

ZIP code 96780 covers Laupahoehoe, HI in Hawaii County with a population of about 425.

At a glance, the area shows median age of 44.4 versus a U.S. median of about 38.9.

It sits in telephone area code 808; U.S. House district HI-2; the HONOLULU media market.

On socioeconomic markers, US5 shows a poverty rate of 30.8%; unemployment rate near 6.8%; 19.1% of adults with a bachelor’s degree or higher (about 14.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Manufacturing; a mean commute of about 123.0 minutes (U.S. average near 26.8).

Median home value is about $539,800 — about 55% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 80.6% (about 15.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96780 in Laupahoehoe, HI, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,468. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Laupahoehoe CDP, HI as Relatively High (composite score 98.5), which is among the highest nationally. The strongest component scores on US5 are flood (98.9) and wildfire (98.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Laupahoehoe CDP, HI show little to no average snow and around 148.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 96780 (Laupahoehoe CDP, HI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.