ZIP Code 96710 — undefined, HI Demographics & Data

ZIP code 96710 covers HI in Hawaii County with a population of about 209.

At a glance, the area shows median age of 58.7 versus a U.S. median of about 38.9.

It sits in telephone area code 808; U.S. House district HI-2; the HONOLULU media market.

HI fits a retirement-oriented profile (high share of residents 65+ (42.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 19.6%; unemployment rate near 26.9%; 67.8% of adults with a bachelor’s degree or higher (about 34.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Arts and entertainment; a mean commute of about 95.0 minutes (U.S. average near 26.8).

Median home value is about $721,400 — about 107% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.9% (about 28.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96710 in HI, a household would need roughly $199,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,634. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for HI as Relatively High (composite score 98.5), which is among the highest nationally. The strongest component scores on US5 are flood (98.9) and wildfire (98.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for HI show little to no average snow and around 148.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 96710 (HI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.