ZIP Code 96771 — Mountain View CDP, HI Demographics & Data

ZIP code 96771 covers Mountain View, HI in Hawaii County with a population of about 7,736.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 808; U.S. House district HI-2; the HONOLULU media market.

Mountain View, HI aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 96771 is about $59,092 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.8%; unemployment rate near 10.6%; 18.0% of adults with a bachelor’s degree or higher (about 15.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Public administration, and Education; about 5.2% of workers reporting work-from-home (about 10.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $291,400 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $940 (about 19% below the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96771 in Mountain View, HI, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,872. That is about 35% above the local median household income ($59,092), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mountain View CDP, HI as Relatively High (composite score 98.5), which is among the highest nationally. The strongest component scores on US5 are flood (98.9) and wildfire (98.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mountain View CDP, HI show little to no average snow and around 229.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 375 for ZIP 96771 (Mountain View CDP, HI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.