ZIP Code 93920 — undefined, CA Demographics & Data

ZIP code 93920 covers CA in Monterey County with a population of about 1,564.

At a glance, the area shows median age of 36.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 805, 820, 831; U.S. House district CA-19; the MONTEREY - SALINAS media market.

CA ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 93920 is about $72,540 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 4.0%; 37.4% of adults with a bachelor’s degree or higher (about 3.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Other services, and Arts and entertainment; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,803,800 — about 418% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $874 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 37.5% (about 27.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93920 in CA, a household would need roughly $497,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $11,587. That is about 585% above the local median household income ($72,540), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CA as Relatively High (composite score 98.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (97.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CA show little to no average snow and around 44.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 77 for ZIP 93920 (CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.