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Area Code 831

Explore ZIP codes in area code 831 — covering CA — 50 ZIP codes — 762,239 residents. Population, income, and housing at a glance.

ZIP codes
50
Population
762,239
States
CA
Median household income (avg.)
$107,870
Average home value
$874,617

Where is area code 831?

Area code 831 maps to 50 indexable ZIP codes on US5 across CA, with a combined ZIP-area population of about 762,239.

Among places with the most population in this NPA on US5 are Salinas, CA, Interlaken, CA, Hollister, CA, Bonny Doon, CA, and Santa Cruz, CA. Open any ZIP below for full demographics, housing, and nearby services.

The most populous ZIP currently listed for 831 is 95076 (about 82,409 residents).

Income and housing in 831

Across ZIPs with income data in area code 831, the average median household income is about $107,870 — about 44% above the U.S. median ($75,149).

Average median home value across those ZIPs is about $874,617.

On this page’s income ranking, ZIP 95004 is near the top at about $165,781.

How area code 831 numbering works

In the North American Numbering Plan, the first three digits of a 10-digit phone number are the Numbering Plan Area (NPA), commonly called the area code. Digits 4–6 are the central office code (NXX / “exchange”), and the last four digits identify the individual line.

US5’s 831 page groups ZIP codes that are associated with this NPA in published geography data. That is a place-based view — it is not a live directory of every phone number assigned to 831, and overlays or split NPAs can mean multiple area codes serve the same metro.

Scams and caller ID spoofing

Seeing area code 831 on caller ID does not prove the caller is physically in CA. Spoofing tools can display almost any NPA, including local-looking numbers used in IRS, bank, warranty, and “grandparent” scams.

If you receive an unexpected call about taxes, arrests, or locked accounts: hang up, do not share codes or remote-access software, and contact the organization using a number from its official website or your statement — not a number the caller provides. US5 publishes geography for research; it does not verify live callers.

ZIP codes in area code 831

ZIP City County State Population Income Home value
95076 Interlaken Santa Cruz County CA 82,409 $86,685 $767,200
93905 Salinas Monterey County CA 64,596 $75,716 $570,000
93906 Salinas Monterey County CA 64,592 $96,044 $595,200
95023 Hollister San Benito County CA 58,374 $108,156 $740,500
95060 Bonny Doon Santa Cruz County CA 46,024 $106,040 $1,189,300
95062 Santa Cruz Santa Cruz County CA 36,047 $108,261 $1,064,600
93955 Seaside Monterey County CA 32,253 $82,331 $693,800
93940 Monterey Monterey County CA 30,951 $110,669 $1,039,700
93901 Salinas Monterey County CA 29,480 $91,639 $721,100
93933 Marina Monterey County CA 27,617 $92,625 $776,900
93960 Soledad Monterey County CA 25,736 $92,504 $567,500
93907 Prunedale Monterey County CA 24,922 $103,268 $676,700
95003 Day Valley Santa Cruz County CA 24,708 $140,990 $1,154,000
93927 Greenfield Monterey County CA 21,131 $77,272 $463,600
93930 King City Monterey County CA 17,124 $72,555 $404,000
95066 Scotts Valley Santa Cruz County CA 15,369 $146,941 $1,113,000
93950 Pacific Grove Monterey County CA 15,003 $105,568 $1,129,400
93908 Marina Monterey County CA 12,517 $164,554 $1,071,000
93923 Carmel-by-the-Sea Monterey County CA 12,377 $122,500 $1,570,800
95073 Soquel Santa Cruz County CA 11,487 $113,929 $1,012,000
95012 Elkhorn Monterey County CA 11,147 $79,903 $629,600
95064 Santa Cruz Santa Cruz County CA 9,883 $119,787 $437,500
93926 Gonzales Monterey County CA 8,998 $77,418 $597,600
95010 Capitola Santa Cruz County CA 8,697 $96,701 $781,900
95006 Boulder Creek Santa Cruz County CA 8,433 $128,483 $779,300
95065 Live Oak Santa Cruz County CA 8,031 $142,768 $1,192,200
95005 Ben Lomond Santa Cruz County CA 7,150 $107,857 $959,100
95018 Felton Santa Cruz County CA 6,377 $119,130 $778,100
95019 Watsonville Santa Cruz County CA 6,235 $68,314 $678,200
93924 Carmel Valley Village Monterey County CA 6,046 $162,656 $1,133,000
95045 San Juan Bautista San Benito County CA 4,291 $106,377 $835,500
95004 Prunedale Monterey County CA 3,917 $165,781 $914,000
93953 Del Monte Forest Monterey County CA 3,576 $154,730 $1,796,900
93944 Monterey Monterey County CA 2,719
93921 Carmel-by-the-Sea Monterey County CA 2,459 $87,457 $2,000,001
93920 Monterey County CA 1,564 $72,540 $1,803,800
93426 Oak Shores Monterey County CA 1,509 $103,317 $472,000
93925 Chualar Monterey County CA 1,320 $70,909 $655,600
95039 Moss Landing Monterey County CA 1,279 $58,214 $440,700
93928 Fort Hunter Liggett Monterey County CA 1,084
95041 Mount Hermon Santa Cruz County CA 846 $161,034 $1,060,200
93450 San Ardo Monterey County CA 740 $427,300
95017 Davenport Santa Cruz County CA 738 $100,750 $993,100
95043 San Benito County CA 673 $126,111 $1,095,600
95075 Tres Pinos San Benito County CA 575 $130,962 $853,600
93932 Lockwood Monterey County CA 431 $95,774 $550,000
95007 Brookdale Santa Cruz County CA 335 $164,487 $789,500
93954 San Lucas Monterey County CA 269 $54,450 $302,900
93962 Spreckels Monterey County CA 189 $829,500
93943 Monterey Monterey County CA 11

Frequently asked questions

Where is area code 831?

Area code 831 is associated with ZIP codes in CA on US5, covering about 762,239 combined ZIP-area residents across 50 codes. Browse the ZIP table on this page for cities and counties.

How many ZIP codes are in area code 831?

US5 currently lists 50 indexable ZIP codes for area code 831. Counts can change as geography publishes update.

What is the average income in area code 831?

The average of ZIP median household incomes in area code 831 is about $107,870 (about 44% above the U.S. median ($75,149)). Individual neighborhoods vary — sort the ZIP table by income to compare.

What is an NXX or “number block” in area code 831?

After the area code, the next three digits (NXX) identify a central office / exchange “block” of up to 10,000 numbers. US5 focuses on ZIP geography for 831; for live number assignment details, use official NANPA / carrier resources.

Does a 831 caller ID mean the person is local?

No. Caller ID can be spoofed to show area code 831 even when the caller is elsewhere. Treat unexpected calls about money, arrests, or account lockouts as suspicious and verify through official channels.

How can I avoid phone scams that use area code 831?

Do not trust caller ID alone. Never send gift cards, wire money, or install remote-access apps because a caller claims to be from the IRS, a bank, or tech support. Hang up and call back using a published number from a statement or official website.

What cities use area code 831?

Larger population clusters on US5 for 831 include Salinas, CA, Interlaken, CA, Hollister, CA, Bonny Doon, CA, and Santa Cruz, CA. Open linked ZIP pages for neighborhood-level demographics.