ZIP Code 93452 — San Simeon CDP, CA Demographics & Data

ZIP code 93452 covers San Simeon, CA in San Luis Obispo County with a population of about 301.

At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 805, 820; U.S. House district CA-19; the SANTABARBRA - SANMAR - SANLUOB media market.

San Simeon, CA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 93452 is about $54,705 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.0%; unemployment rate near 0.0%; 4.1% of adults with a bachelor’s degree or higher (about 29.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Arts and entertainment, and Healthcare; a mean commute of about 169.0 minutes (U.S. average near 26.8).

Median home value is about $276,600 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,093 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 40.5% (about 24.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93452 in San Simeon, CA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,777. That is about 39% above the local median household income ($54,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for San Simeon CDP, CA as Relatively High (composite score 95.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.3) and flood (96.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for San Simeon CDP, CA show little to no average snow and around 29.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 93452 (San Simeon CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.