ZIP Code 93954 — San Lucas CDP, CA Demographics & Data

ZIP code 93954 covers San Lucas, CA in Monterey County with a population of about 269.

At a glance, the area shows median age of 42.4 versus a U.S. median of about 38.9.

It sits in telephone area code 831; U.S. House district CA-18; the MONTEREY - SALINAS media market.

Median household income in ZIP 93954 is about $54,450 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 42.8%; unemployment rate near 0.0%; 2.4% of adults with a bachelor’s degree or higher (about 31.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Manufacturing; a mean commute of about 107.0 minutes (U.S. average near 26.8).

Median home value is about $302,900 — about 13% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,125 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 44.0% (about 21.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93954 in San Lucas, CA, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,946. That is about 52% above the local median household income ($54,450), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for San Lucas CDP, CA as Relatively High (composite score 98.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (97.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for San Lucas CDP, CA show little to no average snow and around 11.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 93954 (San Lucas CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.