ZIP Code 59725 — Dillon city, MT Demographics & Data

ZIP code 59725 covers Dillon, MT in Beaverhead County with a population of about 8,223.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59725 is about $57,967 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.1%; unemployment rate near 2.3%; 37.3% of adults with a bachelor’s degree or higher (about 3.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Agriculture; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $279,000 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $677 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59725 in Dillon, MT, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,792. That is about 33% above the local median household income ($57,967), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dillon city, MT as Relatively Low (composite score 42.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (84.3) and flood (36.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dillon city, MT show little to no average snow and around 10.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 435 for ZIP 59725 (Dillon city, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.