ZIP Code 59710 — Alder CDP, MT Demographics & Data

ZIP code 59710 covers Alder, MT in Madison County with a population of about 265.

At a glance, the area shows median age of 55.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Alder, MT fits a retirement-oriented profile (high share of residents 65+ (36.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 59710 is about $47,589 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 6.1%; 36.2% of adults with a bachelor’s degree or higher (about 2.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Food services, and Retail trade; about 16.7% of workers reporting work-from-home (about 1.5 points above the U.S. share (15.2%)); a mean commute of about 100.0 minutes (U.S. average near 26.8).

Median home value is about $532,300 — about 53% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $717 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 76.9% (about 11.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59710 in Alder, MT, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,419. That is about 209% above the local median household income ($47,589), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alder CDP, MT as Very Low (composite score 41.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (87.3) and flood (29.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alder CDP, MT show little to no average snow and around 14.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 59710 (Alder CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.