ZIP Code 59746 — Maverick Mountain CDP, MT Demographics & Data

ZIP code 59746 covers Maverick Mountain, MT in Beaverhead County with a population of about 100.

At a glance, the area shows median age of 65.2 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Maverick Mountain, MT fits a retirement-oriented profile (high share of residents 65+ (51.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 5.0%; unemployment rate near 0.0%; 48.3% of adults with a bachelor’s degree or higher (about 14.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Education; about 29.6% of workers reporting work-from-home (about 14.4 points above the U.S. share (15.2%)); a mean commute of about 19.0 minutes (U.S. average near 26.8).

Median home value is about $353,300 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.9% (about 28.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59746 in Maverick Mountain, MT, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,270. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Maverick Mountain CDP, MT as Relatively Low (composite score 42.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (84.3) and flood (36.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maverick Mountain CDP, MT show little to no average snow and around 10.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 59746 (Maverick Mountain CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.