ZIP Code 59724 — Dell CDP, MT Demographics & Data

ZIP code 59724 covers Dell, MT in Beaverhead County with a population of about 104.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59724 is about $57,188 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 0.0%; 28.6% of adults with a bachelor’s degree or higher (about 5.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Food services, and Retail trade; about 5.0% of workers reporting work-from-home (about 10.2 points below the U.S. share (15.2%)); a mean commute of about 38.0 minutes (U.S. average near 26.8).

Median home value is about $350,000 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $582 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 41.9% (about 23.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59724 in Dell, MT, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,248. That is about 68% above the local median household income ($57,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dell CDP, MT as Relatively Low (composite score 42.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (84.3) and flood (36.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dell CDP, MT show little to no average snow and around 10.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 59724 (Dell CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.