ZIP Code 29926 — Hilton Head Island town, SC Demographics & Data

ZIP code 29926 covers Hilton Head Island, SC in Beaufort County with a population of about 25,174.

At a glance, the area shows median age of 57.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 843, 854; U.S. House district SC-1; the SAVANNAH media market.

Hilton Head Island, SC fits a retirement-oriented profile (high share of residents 65+ (36.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 29926 is about $101,573 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 2.2%; 52.0% of adults with a bachelor’s degree or higher (about 18.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 14.1% of workers reporting work-from-home (about 1.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $600,300 — about 72% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,292 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 78.5% (about 13.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29926 in Hilton Head Island, SC, a household would need roughly $165,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,856. That is about 62% above the local median household income ($101,573), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hilton Head Island town, SC as Relatively High (composite score 97.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.5) and wildfire (90.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hilton Head Island town, SC show little to no average snow.

IRS migration statistics show a net inflow of about 1,007 for ZIP 29926 (Hilton Head Island town, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.