ZIP Code 29920 — Fripp Island CDP, SC Demographics & Data

ZIP code 29920 covers Fripp Island, SC in Beaufort County with a population of about 9,918.

At a glance, the area shows median age of 55.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 843, 854; U.S. House district SC-1; the SAVANNAH media market.

Fripp Island, SC fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 29920 is about $72,865 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.8%; unemployment rate near 1.7%; 33.9% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $285,200 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $798 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 90.6% (about 25.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29920 in Fripp Island, SC, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,832. That is roughly in line with the local median household income ($72,865). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fripp Island CDP, SC as Relatively High (composite score 97.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.5) and wildfire (90.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fripp Island CDP, SC show little to no average snow.

IRS migration statistics show a net inflow of about 397 for ZIP 29920 (Fripp Island CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.