ZIP Code 29907 — Beaufort city, SC Demographics & Data

ZIP code 29907 covers Beaufort, SC in Beaufort County with a population of about 14,848.

At a glance, the area shows median age of 43.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 843, 854; U.S. House district SC-1; the SAVANNAH media market.

Median household income in ZIP 29907 is about $90,777 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 1.9%; 48.1% of adults with a bachelor’s degree or higher (about 14.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $399,600 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,574 (about 35% above the U.S. median rent ($1,163)), and owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29907 in Beaufort, SC, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,567. That is about 21% above the local median household income ($90,777), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beaufort city, SC as Relatively High (composite score 97.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.5) and wildfire (90.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beaufort city, SC show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 594 for ZIP 29907 (Beaufort city, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.