ZIP Code 29910 — Bluffton town, SC Demographics & Data

ZIP code 29910 covers Bluffton, SC in Beaufort County with a population of about 50,173.

At a glance, the area shows median age of 42.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 843, 854; U.S. House district SC-1; the SAVANNAH media market.

Median household income in ZIP 29910 is about $96,122 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.2%; unemployment rate near 2.6%; 46.4% of adults with a bachelor’s degree or higher (about 12.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 11.9% of workers reporting work-from-home (about 3.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $420,200 — about 21% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,693 (about 46% above the U.S. median rent ($1,163)), and owner-occupancy near 76.9% (about 11.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29910 in Bluffton, SC, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,699. That is about 21% above the local median household income ($96,122), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bluffton town, SC as Relatively High (composite score 97.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.5) and wildfire (90.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bluffton town, SC show little to no average snow.

IRS migration statistics show a net inflow of about 2,006 for ZIP 29910 (Bluffton town, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.