ZIP Code 05361 — Whitingham CDP, VT Demographics & Data

ZIP code 05361 covers Whitingham, VT in Windham County with a population of about 993.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area code 802; U.S. House district VT-00; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 05361 is about $79,545 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 0.9%; 35.2% of adults with a bachelor’s degree or higher (about 1.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 9.1% of workers reporting work-from-home (about 6.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $243,800 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $590 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 85.5% (about 20.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05361 in Whitingham, VT, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,566. That sits below the local median household income ($79,545), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Whitingham CDP, VT as Relatively Low (composite score 56.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (74.6) and flood (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Whitingham CDP, VT show little to no average snow and around 53.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 51 for ZIP 05361 (Whitingham CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.