ZIP Code 01350 — undefined, MA Demographics & Data

ZIP code 01350 covers MA in Franklin County with a population of about 115.

At a glance, the area shows median age of 60.5 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-1; the SPRINGFIELD - HOLYOKE media market.

MA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 01350 is about $64,375 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.5%; unemployment rate near 0.0%; 24.2% of adults with a bachelor’s degree or higher (about 9.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Utilities, and Retail trade; a mean commute of about 40.0 minutes (U.S. average near 26.8).

Median home value is about $147,900 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.2% (about 12.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01350 in MA, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $950. That sits below the local median household income ($64,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MA as Relatively Low (composite score 60.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.6) and flood (73.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MA show little to no average snow and around 53.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 01350 (MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.