Median home value is about $558,600 — about 60% above the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 90.0% (about 24.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 01568 in Upton, MA, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,588. That is roughly in line with the local median household income ($161,429). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.