ZIP Code 01610 — Worcester city, MA Demographics & Data

ZIP code 01610 covers Worcester, MA in Worcester County with a population of about 28,719.

At a glance, the area shows median age of 26.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-2; the BOSTON (MANCHESTER) media market.

Worcester, MA sits in a university / college context (near college of the holy cross (0.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 01610 is about $43,757 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 34.8%; unemployment rate near 7.4%; 18.3% of adults with a bachelor’s degree or higher (about 15.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $279,100 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,157 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 16.3% (about 49.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01610 in Worcester, MA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,793. That is about 76% above the local median household income ($43,757), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Worcester city, MA as Relatively Moderate (composite score 93.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.6) and flood (95.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Worcester city, MA show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,355 for ZIP 01610 (Worcester city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.