ZIP Code 01566 — Sturbridge CDP, MA Demographics & Data

ZIP code 01566 covers Sturbridge, MA in Worcester County with a population of about 7,054.

At a glance, the area shows median age of 49.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-1; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 01566 is about $135,802 — about 81% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.3%; unemployment rate near 2.5%; 46.4% of adults with a bachelor’s degree or higher (about 12.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 20.3% of workers reporting work-from-home (about 5.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $393,000 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,569 (about 35% above the U.S. median rent ($1,163)), and owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01566 in Sturbridge, MA, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,525. That sits below the local median household income ($135,802), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sturbridge CDP, MA as Relatively Moderate (composite score 93.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.6) and flood (95.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sturbridge CDP, MA show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 333 for ZIP 01566 (Sturbridge CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.