ZIP Code 01438 — undefined, MA Demographics & Data

ZIP code 01438 covers MA in Worcester County with a population of about 192.

At a glance, the area shows median age of 56.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 351, 978; U.S. House district MA-2; the BOSTON (MANCHESTER) media market.

MA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 1.6%; unemployment rate near 0.0%; 35.3% of adults with a bachelor’s degree or higher (about 1.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Finance and insurance; about 39.2% of workers reporting work-from-home (about 24.0 points above the U.S. share (15.2%)); a mean commute of about 76.0 minutes (U.S. average near 26.8).

Median home value is about $243,300 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.5% (about 16.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01438 in MA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,563. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MA as Relatively Moderate (composite score 93.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.6) and flood (95.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MA show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 01438 (MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.