Easiest ZIP codes to buy in Missouri
Top 25 easiest ZIP codes to buy into in Missouri by price-to-income ratio. #1 is 63870 (Parma) at about 0.9x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Missouri — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 63870 (Parma) at about 0.9x; 63848 (Gideon) at about 1.1x; 63837 (Clarkton) at about 1.1x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Missouri state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 63870 | Parma | New Madrid County | 0.9x | 1,058 | $50,795 | $45,900 |
| 2 | 63848 | Gideon | New Madrid County | 1.1x | 1,058 | $58,393 | $61,900 |
| 3 | 63837 | Clarkton | Dunklin County | 1.1x | 1,451 | $47,899 | $55,000 |
| 4 | 63441 | Frankford | Pike County | 1.3x | 1,095 | $63,864 | $85,600 |
| 5 | 64648 | Jamesport | Daviess County | 1.4x | 2,422 | $76,477 | $106,700 |
| 6 | 64035 | Hardin | Ray County | 1.4x | 1,157 | $84,318 | $118,000 |
| 7 | 63107 | St. Louis | St. Louis city | 1.4x | 9,082 | $40,522 | $57,100 |
| 8 | 63653 | Leadwood | St. Francois County | 1.4x | 1,418 | $35,694 | $51,600 |
| 9 | 63382 | Vandalia | Audrain County | 1.5x | 4,127 | $62,273 | $90,900 |
| 10 | 64491 | Tarkio | Atchison County | 1.5x | 1,642 | $62,063 | $90,700 |
| 11 | 65685 | Louisburg | Dallas County | 1.5x | 1,026 | $52,097 | $78,000 |
| 12 | 63384 | Wellsville | Montgomery County | 1.5x | 2,148 | $75,083 | $113,200 |
| 13 | 63452 | Lewistown | Lewis County | 1.5x | 1,136 | $58,250 | $88,200 |
| 14 | 64126 | Kansas City | Jackson County | 1.5x | 6,433 | $36,009 | $54,800 |
| 15 | 63967 | Williamsville | Wayne County | 1.5x | 1,416 | $68,581 | $104,900 |
| 16 | 63120 | St. Louis | St. Louis city | 1.5x | 7,227 | $34,097 | $52,300 |
| 17 | 64668 | Norborne | Carroll County | 1.6x | 1,453 | $66,389 | $104,400 |
| 18 | 64873 | Wentworth | Lawrence County | 1.6x | 1,080 | $66,250 | $105,900 |
| 19 | 64658 | Marceline | Chariton County | 1.6x | 3,112 | $71,310 | $114,100 |
| 20 | 63133 | Pagedale | St. Louis County | 1.6x | 6,375 | $36,927 | $59,200 |
| 21 | 64053 | Independence | Jackson County | 1.6x | 6,817 | $48,790 | $78,400 |
| 22 | 64859 | Reeds | Jasper County | 1.6x | 1,203 | $51,719 | $83,600 |
| 23 | 64673 | Ravanna | Mercer County | 1.7x | 2,492 | $55,227 | $91,400 |
| 24 | 63846 | Grayridge | Stoddard County | 1.7x | 1,110 | $58,421 | $97,200 |
| 25 | 63468 | Shelbina | Shelby County | 1.7x | 2,523 | $52,944 | $88,300 |
Frequently asked questions
Which ZIP codes in Missouri are easiest to buy into?
By median home price-to-income ratio, 63870 (Parma) ranks near the top at about 0.9x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Missouri?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Missouri?
Visit the Missouri state page for the full ZIP table, demographics summary, and sortable income/housing columns.