Easiest ZIP codes to buy in District of Columbia
Top 22 easiest ZIP codes to buy into in District of Columbia by price-to-income ratio. #1 is 20004 (Washington) at about 4.0x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in District of Columbia — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 20004 (Washington) at about 4.0x; 20036 (Washington) at about 4.2x; 20015 (Washington) at about 4.8x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the District of Columbia state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 20004 | Washington | District of Columbia | 4.0x | 1,756 | $161,359 | $650,700 |
| 2 | 20036 | Washington | District of Columbia | 4.2x | 4,635 | $105,800 | $442,400 |
| 3 | 20015 | Washington | District of Columbia | 4.8x | 15,413 | $250,001 | $1,208,700 |
| 4 | 20024 | Washington | District of Columbia | 4.8x | 16,197 | $102,623 | $497,100 |
| 5 | 20009 | Washington | District of Columbia | 5.2x | 49,997 | $140,555 | $727,800 |
| 6 | 20005 | Washington | District of Columbia | 5.7x | 12,960 | $111,960 | $636,000 |
| 7 | 20003 | Washington | District of Columbia | 6.0x | 36,194 | $159,604 | $954,200 |
| 8 | 20001 | Washington | District of Columbia | 6.1x | 44,022 | $138,730 | $844,500 |
| 9 | 20012 | Washington | District of Columbia | 6.5x | 17,662 | $128,234 | $838,200 |
| 10 | 20011 | Washington | District of Columbia | 6.7x | 66,951 | $108,377 | $722,200 |
| 11 | 20016 | Washington | District of Columbia | 6.7x | 31,668 | $179,107 | $1,206,200 |
| 12 | 20017 | Washington | District of Columbia | 6.8x | 21,013 | $101,543 | $686,400 |
| 13 | 20006 | Washington | District of Columbia | 7.1x | 1,335 | $36,019 | $255,700 |
| 14 | 20002 | Washington | District of Columbia | 7.1x | 70,580 | $114,482 | $813,700 |
| 15 | 20008 | Washington | District of Columbia | 7.2x | 28,743 | $123,653 | $894,100 |
| 16 | 20018 | Washington | District of Columbia | 7.3x | 19,956 | $92,569 | $672,100 |
| 17 | 20037 | Washington | District of Columbia | 7.5x | 12,441 | $98,917 | $743,700 |
| 18 | 20019 | Washington | District of Columbia | 7.7x | 64,365 | $57,031 | $437,600 |
| 19 | 20010 | Washington | District of Columbia | 7.9x | 31,591 | $110,260 | $868,400 |
| 20 | 20032 | Washington | District of Columbia | 8.1x | 38,828 | $48,146 | $391,400 |
| 21 | 20020 | Washington | District of Columbia | 8.3x | 53,885 | $53,015 | $442,500 |
| 22 | 20007 | Washington | District of Columbia | 8.4x | 23,696 | $142,783 | $1,202,900 |
Frequently asked questions
Which ZIP codes in District of Columbia are easiest to buy into?
By median home price-to-income ratio, 20004 (Washington) ranks near the top at about 4.0x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in District of Columbia?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in District of Columbia?
Visit the District of Columbia state page for the full ZIP table, demographics summary, and sortable income/housing columns.