ZIP Code 20004 — Washington city, DC Demographics & Data

ZIP code 20004 covers Washington, DC in District of Columbia with a population of about 1,756.

At a glance, the area shows median age of 42.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 202, 771; U.S. House district DC-98; the WASHINGTON, DC (HAGRSTWN) media market.

Washington, DC sits in a university / college context (near university of the potomac-washington dc campus (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 20004 is about $161,359 — about 115% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 1.8%; 95.0% of adults with a bachelor’s degree or higher (about 61.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Public administration, and Other services; about 24.2% of workers reporting work-from-home (about 9.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $650,700 — about 87% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,844 (about 145% above the U.S. median rent ($1,163)), and owner-occupancy near 40.8% (about 24.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20004 in Washington, DC, a household would need roughly $179,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,180. That is roughly in line with the local median household income ($161,359). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Washington city, DC as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are flood (97.4) and hurricane (96.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Washington city, DC show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net outflow of about 9 for ZIP 20004 (Washington city, DC) on US5’s published series — more filers leaving than arriving in the measured period. Outflows can reflect housing costs, industry shifts, or retirement moves; use it as context alongside population and income trends.