ZIP Code 98255 — Hamilton town, WA Demographics & Data

ZIP code 98255 covers Hamilton, WA in Skagit County with a population of about 201.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area codes 360, 564; U.S. House district WA-2; the SEATTLE - TACOMA media market.

Median household income in ZIP 98255 is about $35,893 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.9%; unemployment rate near 8.8%; 6.0% of adults with a bachelor’s degree or higher (about 27.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Retail trade; a mean commute of about 52.0 minutes (U.S. average near 26.8).

Median home value is about $206,000 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.8% (about 18.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98255 in Hamilton, WA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,323. That is about 59% above the local median household income ($35,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamilton town, WA as Relatively Moderate (composite score 88.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.8) and wildfire (52.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamilton town, WA show little to no average snow and around 48.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 98255 (Hamilton town, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.