ZIP Code 98284 — Sedro-Woolley city, WA Demographics & Data

ZIP code 98284 covers Sedro-Woolley, WA in Skagit County with a population of about 26,970.

At a glance, the area shows median age of 39.3 (near the U.S. median).

It sits in telephone area codes 360, 564; U.S. House district WA-2; the SEATTLE - TACOMA media market.

Median household income in ZIP 98284 is about $82,097 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.5%; unemployment rate near 5.7%; 20.2% of adults with a bachelor’s degree or higher (about 13.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 7.9% of workers reporting work-from-home (about 7.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $427,900 — about 23% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,264 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 71.3% (about 5.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98284 in Sedro-Woolley, WA, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,749. That is about 44% above the local median household income ($82,097), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sedro-Woolley city, WA as Relatively Moderate (composite score 88.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.8) and wildfire (52.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sedro-Woolley city, WA show little to no average snow and around 48.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,449 for ZIP 98284 (Sedro-Woolley city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.