ZIP Code 20158 — Hamilton town, VA Demographics & Data

ZIP code 20158 covers Hamilton, VA in Loudoun County with a population of about 5,137.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-10; the WASHINGTON, DC (HAGRSTWN) media market.

Hamilton, VA sits in a university / college context (near patrick henry college (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 20158 is about $206,375 — about 175% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.6%; unemployment rate near 8.7%; 58.0% of adults with a bachelor’s degree or higher (about 24.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Construction; about 25.8% of workers reporting work-from-home (about 10.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $771,200 — about 122% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.6% (about 19.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20158 in Hamilton, VA, a household would need roughly $212,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,954. That is roughly in line with the local median household income ($206,375). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamilton town, VA as Relatively Low (composite score 78.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.9) and hurricane (80.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamilton town, VA show little to no average snow and around 43.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 290 for ZIP 20158 (Hamilton town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.