ZIP Code 96107 — Coleville CDP, CA Demographics & Data

ZIP code 96107 covers Coleville, CA in Mono County with a population of about 668.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the RENO media market.

Coleville, CA fits a retirement-oriented profile (high share of residents 65+ (35.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 96107 is about $45,605 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.8%; unemployment rate near 16.1%; 34.8% of adults with a bachelor’s degree or higher (about 1.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Food services; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 172.0 minutes (U.S. average near 26.8).

Median home value is about $370,800 — about 7% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,630 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 61.1% (about 4.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96107 in Coleville, CA, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,382. That is about 124% above the local median household income ($45,605), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Coleville CDP, CA as Relatively Low (composite score 46.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (91.2) and flood (46.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Coleville CDP, CA show little to no average snow and around 10.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 96107 (Coleville CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.