ZIP Code 89410 — Fish Springs CDP, NV Demographics & Data

ZIP code 89410 covers Fish Springs, NV in Douglas County with a population of about 10,970.

At a glance, the area shows median age of 55.5 versus a U.S. median of about 38.9.

It sits in telephone area code 775; U.S. House district NV-2; the RENO media market.

Fish Springs, NV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 89410 is about $81,861 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 3.1%; 30.4% of adults with a bachelor’s degree or higher (about 3.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $588,400 — about 69% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,291 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 69.8% (about 4.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89410 in Fish Springs, NV, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,780. That is about 98% above the local median household income ($81,861), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fish Springs CDP, NV as Relatively Moderate (composite score 84.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.9) and flood (73.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fish Springs CDP, NV show little to no average snow and around 5.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 410 for ZIP 89410 (Fish Springs CDP, NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.