ZIP Code 93512 — Benton CDP, CA Demographics & Data

ZIP code 93512 covers Benton, CA in Mono County with a population of about 297.

At a glance, the area shows median age of 54.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-3; the RENO media market.

Benton, CA reads as a military / base-oriented community on US5’s intent model (elevated veteran share (24.6%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 93512 is about $65,158 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.4%; unemployment rate near 1.8%; 19.0% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Arts and entertainment; about 1.9% of workers reporting work-from-home (about 13.3 points below the U.S. share (15.2%)); a mean commute of about 103.0 minutes (U.S. average near 26.8).

Median home value is about $278,600 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.7% (about 20.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93512 in Benton, CA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,790. That is about 18% above the local median household income ($65,158), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Benton CDP, CA as Relatively Low (composite score 46.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (91.2) and flood (46.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Benton CDP, CA show little to no average snow and around 23.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 93512 (Benton CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.