ZIP Code 95829 — Vineyard CDP, CA Demographics & Data

ZIP code 95829 covers Vineyard, CA in Sacramento County with a population of about 31,370.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 279, 916; U.S. House district CA-7; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95829 is about $110,269 — about 47% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.0%; unemployment rate near 5.8%; 31.9% of adults with a bachelor’s degree or higher (about 1.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Retail trade; about 13.7% of workers reporting work-from-home (about 1.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $589,700 — about 69% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,767 (about 52% above the U.S. median rent ($1,163)), and owner-occupancy near 75.6% (about 10.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95829 in Vineyard, CA, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,788. That is about 47% above the local median household income ($110,269), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vineyard CDP, CA as Relatively High (composite score 98.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and wildfire (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vineyard CDP, CA show little to no average snow and around 19.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,544 for ZIP 95829 (Vineyard CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.