ZIP Code 95670 — Rancho Cordova city, CA Demographics & Data

ZIP code 95670 covers Rancho Cordova, CA in Sacramento County with a population of about 59,314.

At a glance, the area shows median age of 36.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 279, 916; U.S. House district CA-6; the SACRAMNTO - STKTN - MODESTO media market.

Rancho Cordova, CA sits in a university / college context (near chamberlain university-california (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 95670 is about $90,414 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.6%; unemployment rate near 6.3%; 32.3% of adults with a bachelor’s degree or higher (about 1.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Public administration; about 19.7% of workers reporting work-from-home (about 4.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $463,100 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,487 (about 28% above the U.S. median rent ($1,163)), and owner-occupancy near 55.6% (about 9.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95670 in Rancho Cordova, CA, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,975. That is about 40% above the local median household income ($90,414), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rancho Cordova city, CA as Relatively High (composite score 98.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and wildfire (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rancho Cordova city, CA show little to no average snow and around 19.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,919 for ZIP 95670 (Rancho Cordova city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.