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Vineyard CDP, CA

ZIP 95829 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95829

Median Home Value
$589,700
Median Rent
$1,767
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,788/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95829 in Vineyard CDP, CA, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,788. That is about 47% above the local median household income ($110,269), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.6%+16% vs US avg
x
Vacancy Rate
1.2%-88% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
11.0%-25% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
30.3%-39% vs US avg
x
Mortgage-Free
23.9%-37% vs US avg
x
$589,700
Home Value
$1,767
Rent
2003
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.9%
  • 1-unit attached1.8%
  • 2-9 units2.6%
  • 10+ units4.0%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$589,700
Median rent$1,767
Owner-occupied75.6%
Vacant1.2%
Price-to-income5.3x
Est. income to buy$162,000