ZIP Code 95742 — Rancho Cordova city, CA Demographics & Data

ZIP code 95742 covers Rancho Cordova, CA in Sacramento County with a population of about 16,287.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area codes 279, 916; U.S. House district CA-6; the SACRAMNTO - STKTN - MODESTO media market.

Rancho Cordova, CA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 95742 is about $154,602 — about 106% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 5.3%; 51.8% of adults with a bachelor’s degree or higher (about 18.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Retail trade; about 27.5% of workers reporting work-from-home (about 12.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $616,100 — about 77% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,214 (about 90% above the U.S. median rent ($1,163)), and owner-occupancy near 87.4% (about 22.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95742 in Rancho Cordova, CA, a household would need roughly $170,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,958. That is roughly in line with the local median household income ($154,602). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rancho Cordova city, CA as Relatively High (composite score 98.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and wildfire (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rancho Cordova city, CA show little to no average snow and around 19.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 802 for ZIP 95742 (Rancho Cordova city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.