ZIP Code 95841 — North Highlands CDP, CA Demographics & Data

ZIP code 95841 covers North Highlands, CA in Sacramento County with a population of about 21,232.

At a glance, the area shows median age of 37.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 279, 916; U.S. House district CA-6; the SACRAMNTO - STKTN - MODESTO media market.

North Highlands, CA sits in a university / college context (near mti college (0.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 95841 is about $62,305 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 6.4%; 26.5% of adults with a bachelor’s degree or higher (about 7.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 15.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $414,200 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,373 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 38.4% (about 27.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95841 in North Highlands, CA, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,661. That is about 83% above the local median household income ($62,305), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Highlands CDP, CA as Relatively High (composite score 98.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and wildfire (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Highlands CDP, CA show little to no average snow and around 19.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,045 for ZIP 95841 (North Highlands CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.