ZIP Code 95604 — Carnelian Bay CDP, CA Demographics & Data

ZIP code 95604 covers Carnelian Bay, CA in Placer County with a population of about 24.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 100.0% of adults with a bachelor’s degree or higher (about 66.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services and Public administration; a mean commute of about 24.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Carnelian Bay CDP, CA as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (95.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carnelian Bay CDP, CA show little to no average snow and around 33.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 95604 (Carnelian Bay CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.