ZIP Code 95678 — Roseville city, CA Demographics & Data

ZIP code 95678 covers Roseville, CA in Placer County with a population of about 45,744.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 279, 916; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95678 is about $104,704 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 6.5%; 38.6% of adults with a bachelor’s degree or higher (about 4.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $534,700 — about 54% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,909 (about 64% above the U.S. median rent ($1,163)), and owner-occupancy near 54.9% (about 10.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95678 in Roseville, CA, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,435. That is about 40% above the local median household income ($104,704), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Roseville city, CA as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (95.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Roseville city, CA show little to no average snow and around 36.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,251 for ZIP 95678 (Roseville city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.