ZIP Code 95369 — Lake Don Pedro CDP, CA Demographics & Data

ZIP code 95369 covers Lake Don Pedro, CA in Merced County with a population of about 802.

At a glance, the area shows median age of 45.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-13; the FRESNO - VISALIA media market.

Median household income in ZIP 95369 is about $86,250 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.0%; unemployment rate near 5.6%; 10.9% of adults with a bachelor’s degree or higher (about 22.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Administrative support; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $350,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $823 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 60.4% (about 5.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95369 in Lake Don Pedro, CA, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,252. That is roughly in line with the local median household income ($86,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Don Pedro CDP, CA as Relatively High (composite score 96.9), which is among the highest nationally. The strongest component scores on US5 are flood (94.7) and wildfire (92.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Don Pedro CDP, CA show little to no average snow and around 12.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 95369 (Lake Don Pedro CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.