ZIP Code 93620 — Dos Palos Y CDP, CA Demographics & Data

ZIP code 93620 covers Dos Palos Y, CA in Merced County with a population of about 10,173.

At a glance, the area shows median age of 36.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-13; the FRESNO - VISALIA media market.

Median household income in ZIP 93620 is about $49,890 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.5%; unemployment rate near 11.7%; 10.9% of adults with a bachelor’s degree or higher (about 22.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Other services, and Manufacturing; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $295,100 — about 15% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $757 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 49.9% (about 15.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93620 in Dos Palos Y, CA, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,896. That is about 62% above the local median household income ($49,890), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dos Palos Y CDP, CA as Relatively High (composite score 96.9), which is among the highest nationally. The strongest component scores on US5 are flood (94.7) and wildfire (92.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dos Palos Y CDP, CA show little to no average snow and around 9.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 501 for ZIP 93620 (Dos Palos Y CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.