ZIP Code 39039 — Benton CDP, MS Demographics & Data

ZIP code 39039 covers Benton, MS in Yazoo County with a population of about 2,218.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the JACKSON, MS media market.

Median household income in ZIP 39039 is about $56,381 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.2%; unemployment rate near 4.3%; 23.4% of adults with a bachelor’s degree or higher (about 10.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Information, Manufacturing, and Public administration; about 14.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $150,600 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.8% (about 20.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39039 in Benton, MS, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $967. That sits below the local median household income ($56,381), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Benton CDP, MS as Relatively Low (composite score 71.2), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (70.5) and flood (48.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Benton CDP, MS show little to no average snow and around 60.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 39039 (Benton CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.