ZIP Code 88042 — Hillsboro CDP, NM Demographics & Data

ZIP code 88042 covers Hillsboro, NM in Sierra County with a population of about 372.

At a glance, the area shows median age of 65.1 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-2; the ALBUQUERQUE - SANTA FE media market.

Hillsboro, NM fits a retirement-oriented profile (high share of residents 65+ (51.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 88042 is about $15,385 — about 80% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 54.6%; unemployment rate near 0.0%; 6.7% of adults with a bachelor’s degree or higher (about 27.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Transportation; about 37.5% of workers reporting work-from-home (about 22.3 points above the U.S. share (15.2%)); a mean commute of about 35.0 minutes (U.S. average near 26.8).

Median home value is about $193,300 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.2% (about 16.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 88042 in Hillsboro, NM, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,242. That is about 244% above the local median household income ($15,385), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hillsboro CDP, NM as Relatively Low (composite score 55.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (83.1) and flood (74.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hillsboro CDP, NM show little to no average snow and around 12.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 88042 (Hillsboro CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.