ZIP Code 87901 — Truth or Consequences city, NM Demographics & Data

ZIP code 87901 covers Truth or Consequences, NM in Sierra County with a population of about 6,459.

At a glance, the area shows median age of 43.6 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-2; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87901 is about $27,868 — about 63% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.7%; unemployment rate near 0.9%; 18.9% of adults with a bachelor’s degree or higher (about 14.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $114,800 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $495 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 56.8% (about 8.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87901 in Truth or Consequences, NM, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $737. That is roughly in line with the local median household income ($27,868). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Truth or Consequences city, NM as Relatively Low (composite score 55.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (83.1) and flood (74.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Truth or Consequences city, NM show little to no average snow and around 9.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 204 for ZIP 87901 (Truth or Consequences city, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.