ZIP Code 87734 — undefined, NM Demographics & Data

ZIP code 87734 covers NM in Mora County with a population of about 378.

At a glance, the area shows median age of 59.1 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

NM fits a retirement-oriented profile (high share of residents 65+ (41.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 87734 is about $27,650 — about 63% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.4%; unemployment rate near 32.6%; 12.8% of adults with a bachelor’s degree or higher (about 20.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Administrative support, and Other services; about 49.4% of workers reporting work-from-home (about 34.2 points above the U.S. share (15.2%)); a mean commute of about 45.0 minutes (U.S. average near 26.8).

Median home value is about $420,700 — about 21% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.6% (about 27.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87734 in NM, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,702. That is about 320% above the local median household income ($27,650), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NM as Very Low (composite score 38.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (95.9) and flood (50.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NM show little to no average snow and around 19.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 87734 (NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.