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, NM

ZIP 87734 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87734

Median Home Value
$420,700
Median Rent
N/A
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,702/mo PITI).

15.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 87734 in NM, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,702. That is about 320% above the local median household income ($27,650), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.6%+42% vs US avg
x
Vacancy Rate
33.2%+222% vs US avg
x
Broadband Access
82.2%-5% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
88.0%+130% vs US avg
x
$420,700
Home Value
N/A
Rent
1983
Year Built
1989
Moved In

Residents have lived here since ~1989 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other25.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$420,700
Median rent$-666,666,666
Owner-occupied92.6%
Vacant33.2%
Price-to-income15.2x
Est. income to buy$116,000