ZIP Code 85736 — Three Points CDP, AZ Demographics & Data

ZIP code 85736 covers Three Points, AZ in Pima County with a population of about 4,249.

At a glance, the area shows median age of 43.9 versus a U.S. median of about 38.9.

It sits in telephone area code 520; U.S. House district AZ-7; the TUCSON (SIERRA VISTA) media market.

Median household income in ZIP 85736 is about $53,304 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.7%; unemployment rate near 2.9%; 9.3% of adults with a bachelor’s degree or higher (about 24.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Food services; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $140,000 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $799 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 87.4% (about 22.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85736 in Three Points, AZ, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $899. That sits below the local median household income ($53,304), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Three Points CDP, AZ as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.7) and flood (99.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Three Points CDP, AZ show little to no average snow.

IRS migration statistics show a net inflow of about 143 for ZIP 85736 (Three Points CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.