ZIP Code 85745 — Tucson Mountains CDP, AZ Demographics & Data

ZIP code 85745 covers Tucson Mountains, AZ in Pima County with a population of about 37,788.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in telephone area code 520; U.S. House district AZ-7; the TUCSON (SIERRA VISTA) media market.

Median household income in ZIP 85745 is about $68,608 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 5.3%; 45.3% of adults with a bachelor’s degree or higher (about 11.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 16.8% of workers reporting work-from-home (about 1.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $324,100 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $948 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 64.1% (about 1.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85745 in Tucson Mountains, AZ, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,082. That is about 30% above the local median household income ($68,608), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tucson Mountains CDP, AZ as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.7) and flood (99.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tucson Mountains CDP, AZ show little to no average snow and around 11.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,268 for ZIP 85745 (Tucson Mountains CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.