ZIP Code 85545 — Roosevelt Estates CDP, AZ Demographics & Data

ZIP code 85545 covers Roosevelt Estates, AZ in Maricopa County with a population of about 669.

At a glance, the area shows median age of 67.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 480, 928; U.S. House district AZ-1; the PHOENIX (PRESCOTT) media market.

Roosevelt Estates, AZ fits a retirement-oriented profile (high share of residents 65+ (55.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85545 is about $49,688 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.9%; unemployment rate near 18.8%; 11.1% of adults with a bachelor’s degree or higher (about 22.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Public administration, and Manufacturing; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 92.0 minutes (U.S. average near 26.8).

Median home value is about $192,200 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.2% (about 8.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85545 in Roosevelt Estates, AZ, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,235. That is roughly in line with the local median household income ($49,688). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Roosevelt Estates CDP, AZ as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (99.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Roosevelt Estates CDP, AZ show little to no average snow and around 15.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 85545 (Roosevelt Estates CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.