ZIP Code 85118 — Gold Canyon CDP, AZ Demographics & Data

ZIP code 85118 covers Gold Canyon, AZ in Pinal County with a population of about 13,955.

At a glance, the area shows median age of 66.0 versus a U.S. median of about 38.9.

It sits in telephone area code 520; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Gold Canyon, AZ fits a retirement-oriented profile (high share of residents 65+ (52.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85118 is about $82,856 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.4%; unemployment rate near 3.4%; 38.5% of adults with a bachelor’s degree or higher (about 4.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 23.3% of workers reporting work-from-home (about 8.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $447,000 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,194 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85118 in Gold Canyon, AZ, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,871. That is about 48% above the local median household income ($82,856), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gold Canyon CDP, AZ as Relatively Moderate (composite score 93.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.0) and flood (96.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gold Canyon CDP, AZ show little to no average snow and around 12.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 468 for ZIP 85118 (Gold Canyon CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.